This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
Thank you all for so many emails this morning about earning points for just about everything you pay for each month including your home, rent, taxes etc! I had a bunch of things I was going to do but did not have time for any of them but it was a fun morning so that works on a Monday.
My friend PM&M got out the news about the Sky Deck on the way in NYC and ATL. I hope to be at one or both of the opening day ceremonies. I love the idea and the concept. As I tweeted out this morning, Delta is “UP”-ing the Skyclubs once again over the competitors’ lounges.
Also, the new Priority Club PointBreaks list came out. I looked at going to Fiji but just have way too much going on. I did manage to book a weekend at Hotel Indigo for a getaway for my friend and blog reader Nina who is still months away from getting into her home after SANDY. She is OK but can not wait to get back in her own home! Hugs to you Nina, you are the best.
So now on to some Q&A from my morning post. There really are few things any of us should ever pay for anymore with a check (unless it is a BlueBird check that is). So how do we do that. Really it is too simple. Here are the steps.
1) Get a free Bluebird
2) Use the card you want (like our Delta AMEX) to buy Vanilla reloads at CVS and pick credit at checkout
3) Load the $500 over to BlueBird
4) Pay your bills that don’t take our Delta AMEX with the BlueBird
A few words of warning. If you go too nuts with this AMEX may get upset. Upset means doing mean things to you like targeting you with the Financial Review or other things. I would spread out the spend with some AMEX & Chase. Always live by the old saying: pigs get fat and hogs get slaughtered.
Next, questions about churning and AMEX 365+ day cancel new card bonus rule. Chase will let you move lines of credit around just about any way you want. AMEX is different. You can, before you close a card, move the line of credit from a PERSONAL card to another PERSONAL card in your name. Same with a BUSINESS to another BUSINESS card but NOT from a personal to a business card. But it is a wise move to retain your credit line before you close a card from any bank if you can.
We are also nearing the END of the chance to buy DELTA MQM’s that count toward LAST YEAR’S medallion totals. It is an amazing chance to bump you up to GM or PM or DM if you are less than 10,000 MQM’s away from making it to one of those levels. Should you spend up to $1000 to do this? Only if:
1) as said, it will move you up to the next level AND
2) you are going to be flying a bunch in 2013
It is really a personal value choice but worth a look BEFORE 31JAN2013 when this deal ends. Do keep in mind, for THIS year’s totals, you can get 10,000 MQM’s from the Delta Reserve personal OR Business card if you have not had a Delta Gold/Platinum/Reserve card for the past 365+ days. For the $450 annual fee this is a much better price, but these MQM’s count on THIS year not LAST year like the buy MQM’s program. Clear?
Lastly, for those who are following me on Twitter, you know I have been tweeting about meeting some readers in Utah soon. I will have a post up tomorrow about that so stay tuned. – René
▲Delta▲ SkyMiles® Credit Card
from American Express®
Click here for more information