April 13, 2012
UPDATE: Since this post was written, Chase introduced a new card: the Ink Plus. The Ink Plus is identical to the Ink Bold except that it is a credit card instead of a charge card. That means that with the Ink Plus you are allowed to run a balance from month to month (although I don’t recommend it!) whereas with the Ink Bold you cannot. The instructions below work equally well with any Chase Ink card…
If you’re a regular Frequent Miler reader you probably already know that I love the Ink Bold business card. Like the Sapphire Preferred, the Ink Bold rewards you with Ultimate Rewards points which can be incredibly valuable when transferred (instantly and for free) to airline miles or hotel points. Where the Ink Bold beats the Sapphire Preferred is in the ability to earn points quickly. The Ink Bold offers 5 points per dollar when used for office supplies, phone, and cable bills (for up to $50K in purchases per year).
Who can apply
The Ink Bold is a business charge card so you do need to have a business in order to apply. Examples of legitimate businesses include blogging, owning rental property, consulting, merchandise sales (online or in person), etc.
Now let’s look at how to apply:
Step 1: Find the best bonus offer and click through
Look to my Best credit card offers page to find the best current link. Or, click one of these affiliate links to sign-up:
- Ink Bold® Business Card
- Ink Plus® Business Card
- Ink Cash® Business Card
- Ink Classic® Business Card [expired offer]
The Ink Bold and Ink Plus cards are nearly identical in every way except that the Bold is a charge card whereas the Plus is a credit card. The Classic and Cash cards offer lower signup bonuses and vary a bit in their 2X bonus categories. Also, you need the Bold or Plus (or Sapphire Preferred + any Ink card) to transfer points to loyalty programs such as United, Hyatt, etc.
Step 2: Prefill info
If you already have an online account with Chase, you can have Chase retrieve a lot of info for you. Do this first before anything else since it will cause other entries to be cleared out:
Step 3: Check the boxes
Step 4: Tell Chase about your business
If you already have a well established business, then the answers should be straightforward. If you are just getting started with your business, here are some examples of how to fill this out. These answers assume that you do not have any employees and you operate as a sole proprietorship (which is the most basic form of a business). Use your judgment to answer differently if the examples given don’t match your circumstances:
- Legal Name of Business: If you don’t already have a business name, you can use your own name or take this opportunity to create a name for your business.
- Business Address: Use your home address if you do not have a dedicated business address.
- Type of business: Sole Proprietor
- Annual Business Revenue: 0 (or project an amount based on monthly revenue to-date)
- Tax ID: Use your social security number
- Number of Employees: 1 (you)
- Nature of Business: Other
Step 5: Tell Chase about yourself
- Authorizing Officer: Owner
- Gross Annual Income: An estimate is fine.
The rest you should be able to figure out yourself:
Step 6: Optionally get additional cards
I always leave this part blank.
Step 7: Agree to the terms
Here you agree that you will use the card for business purposes only.
Step 8: Call the reconsideration line
Has anyone ever been approved instantly for a Chase business card? I haven’t. So rather than wait to be contacted or denied, I always call them proactively the day after I apply. The number for the business cards is 800-453-9719. They generally answer quickly (Monday through Friday during business hours). Here are some tips for the call:
- Be honest. if your business doesn’t yet make any money tell them so
- Be sure to mention if this is just a side business and that you also have a real full time job (or a real pension, or a retirement nest egg, etc.).
- Be prepared to negotiate. You may have to move available credit from a different Chase card in order to get a credit line for this one. It helps to know in advance which cards you are willing to do this with. Note that they won’t usually move credit from a business charge card (such as the Ink Bold) to free up credit for another card.
To get an idea of what this conversation might be like, please see “Considering and Reconsidering Ink.” Additionally, here are some questions that you may have to answer (hat tip senti20):
- Tell us more about your business, type, what you do?
- Is this a side business, do you have a full-time job?
- How long have you been in your job? Position?
- Type of income, confirm income from application?
- How much do you plan to spend on the card per month?
Step 9: If not approved, call again
If the first call doesn’t go well, try again. In my case, it had been 5 months since I had applied for the “Ink Old” and the first person I talked to said that I had to wait at least 6 months between applications. So, I called a few days later. The second person I talked to never even mentioned the 6 month requirement. After several questions he approved the card.
Good luck!
Once you get the card, read my blog daily for tips on how to meet minimum spend and how to maximize benefits.
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Somehow my dad keeps getting pre-approval mailings for the Ink Bold, with 0% fees & interest on balance transfers till July 2013. His credit isn’t that great, so why would Chase pre-approve him if they rarely do instant approvals online?
I have tried with Citi biz and was denied due to not enough time in biz with 1 1/2 year so for Chase Ink , I inputed 2 years and never had problem with length of biz
How can you tell whether you have the new or the old Ink Bold? I applied in December and I’m not sure if I’d still qualify for the new one.
I have never tried chase business but was really scared by mommypoints experience. Personally I had a very bad experience with Citibusiness card as they wanted complete details of my business with copies of invoices and tax returns and blah blah and for the last two years of course. However your post is quite reassuring and I might try one more time.
PapaSmurf: They changed over from the old to the new in November so you probably have the new. If you get 5X for any categories, then you have the new. You can always call Chase or send them a private message to ask if you’re not sure.
I called up the number, told the rep about my ebay business, mentioned that I had a full time job as well, and he approved me for $3,500 line of credit. He informed me that this is a “pay in full” business card and that I would not be able to carry a balance. Thx FM for the recommendations now bring on the 5X points!
@caveman, don’t be too scared off by my experience. The only real difference between mine and this one was that I had to give up a chunk of personal credit to get approved. However, a few months later, I applied for another Chase personal card and got pretty much all of that credit back. In fact, I just applied for the “New” Ink Bold yesterday. I’m hoping my approval is a bit easier this time, but we’ll see.
Even if you don’t have an LLC or S-Corp, you can get an EIN as a sole proprietorship within minutes online via the IRS. That adds legitimacy too.
I’ve read numerous places that business credit cards don’t carry the same consumer protections as personal cards, but what specific protections are different? Liability for unauthorized charges? Chargebacks?
P.S. I’ve applied for one Chase business card as a soul proprietor and was declined. A man on the reconsideration line told me “Chase doesn’t do reconsideration for business cards.” Looks like I’ll be trying harder next time
@Tim – mostly it’s the CARD Act protections that don’t apply to business cards. Things like two-cycle billing, unilateral APR adjustments, limited notice, selective payment allocation, universal default and other things not permitted on a personal card are still fair game on a business card.
Also note that the Ink Bold is not a credit card but rather a charge card. You can’t carry a balance month to month (not that you ever should anyhow).
Hey bro, i def want to use your link for my girlfriend. She got a Chase Sapphire more than 30 days ago. I want to get her the Chase Ink and Chase Freedom. What do you think? Better to wait?….
[...] really exists and am willing to give up some of my credit line from another card, I should be fine. The Frequent Miler has a walkthrough of how to apply for a business card in a situation like [...]
[...] How to sign up for the Ink Bold [...]
Nice info ArizonaGuy regarding EIN in minutes..now that would be an interesting blog post..although I have signed up for several ‘biz’ cards without one, I think that would be a good blog entry that hasn’t been re-done everywhere.
I applied for it last night, hoping to get in before the bonus goes away – SCORE. Called recon line today, walked through the app; I explained why I wanted it and why I have 2 of their other cards in the past 6 months (SW card in October, Sapphire in March). Wasn’t an issue with them at all, pretty jacked up lines as well across the board. Should have my new card in 10 days. THANK YOU, your steps and advice worked, plus in all frankness this is the card I needed to keep my biz and personal separate (though those lines blur). This is going to change my June app-o-rama plans somewhat but at least I’ll get the benes before the deadline change.
Grateful Guy: Glad to hear that it worked — Congratulations!
Hey, could you share your experience on how to spend $5000, even $10,000 in three months? I know one way is AP, but it is $1000/month, not enough..
Andy: Sure, here are some ideas:
1. Amazon Payments (as you said): If you get your Ink card mid-month, you can eek out 4 Amazon payments in the 90 days.
2. Send private message to Chase asking to be matched to the 50K after $5K spend offer. Only do this if you’re 100% sure you can spend $5K because that offer doesn’t give 25K points after first purchase.
3. Do Staples free after rebates as they come up. The last few weeks we haven’t seen any, but before that we saw about $1000 per month of opportunities. The hard thing is that the checks don’t usually arrive in time to pay your credit card bill so you would need some buffer to account for that.
4. Pay your rent with William Paid, or pay your mortgage with Charge Smart
5. Pay estimated taxes with your credit card (better: buy two $500 Visa gift cards at Office Depot for 5X with the Ink Bold, and use them to pay estimated taxes)
6. I’m experimenting with paying others with PayDivvy. It’s like Amazon Payments, but with a credit card fee. It might be worth the fee to get to the $10K spend requirmement.
Thank you sooooooo much! And pls share your experience with PayDivvy, if available.
how do you pay estimated taxes with gift cards on your #18-5? Thanks
How do you pay estimated taxes with gift card as per your #18-5? Thank You.
Forgot to mention that I reside in California.
grandpa: Million Mile Secrets has a good post about using credit cards to pay taxes: http://millionmilesecrets.com/2011/12/27/taxes/. Note that this would be treated as a credit card, not a debit card.
Hi, just applied and approved for InkBOLD ..YAY .. but for $3000
(thanks for the recon line #) soooo I want to know more about racking up the 5k ..using amazon payments.. I signed up for it but not sure what to do next ..
jackiem: Here is how Amazon Payments is supposed to work: If you need to pay back a friend or relative for something (say they paid for a trip and you owe them half, for example), then Amazon payments is a great way to pay them and use your credit card. Once they’re signed up with Amazon payments, they will get an email saying they have received a payment from you. Then, they can log in and withdraw the money immediately to their bank account. You can probably figure out from this description what many people do to increase credit card spend (up to $1000 per month). One caution: don’t pay each other back and forth through Amazon payments. They’ll catch that.
Thanks for the tip …. also noob questions… I don’t know how to start this process once I get the card…I don’t have to much money to really start with and so don’t know what’s my best option …I started calling a few of my other credit cards figuring I can pay my bill with ink bold, figuring I’m do have $ to cover those expenses.. bit not sure if that’s worth doing for pts i mean, Im just worried of racking up ink card and then not having $$ to pay of at end of billing cycle them redeem pets at end of every month??… how much do u think I should initially invest into this? And any ideas how to get ball rolling … maybe start with AP..and buy like $500 in prepaid ex?? ..
…thanks in advance
Grrr I’m so lost …lol ….help … please email me if its easier …
jackiem: Truthfully, if you don’t have much money to cover extra expenses, then I wouldn’t try to do $10K in 3 months if I were you. Sure there are tricks for increasing spend, but most have risks that you probably shouldn’t take on. Instead, if you sign up for the Bold, you’ll get 25K points after first purchase. That’s pretty good! Then, you can get the prepaid card and use that for usual monthly expenses. Yes, you can bump those up a bit with AP. Increase your spending gradually over time to ensure you can cover your expenses. Pay your phone and cable bills with the Ink Bold directly. Even $1000 a month spent on the Ink through the Prepaid card trick will lead to tons of points! If, you are sure you can rack up $5K in 3 months, then send Chase a secure message (after you get the Ink) to ask them if you can be switched to the offer that gives 50K points after 3 months. There’s no certainty that they’ll do it, but it can’t hurt to ask. Also note that it would harm you to do it if you don’t spend $5K because that deal does not award points upon first purchase.
I was just recently approved for another Chase card, making my total 2. I’d like to get an Ink Bold, in order to take advantage of the 5X on office supplies… Think its too soon to apply if my last Chase personal card was in March? That card was instantly approved, with a 4.9K CL…
EasyD: It’s definitely the case that many people get the Ink right after getting a personal card, but I don’t know enough about your situation to make a guess as to whether you would get approved. If you do apply, just make sure to call the reconsideration line afterwards (unless you are instantly approved). Good luck!
I applied for this card recently after MUCH research and even going to my Office Depot to make sure I could buy prepaid cards with credit card.
I called and the chase person told me multiple problems, one is that my history is too low (I am in my early 20s and opened in 2007) and he said something around the lines of I only had 5 credit lines (a couple of which are closed), I just got a personal chase card last year, and I have no business credit. There were probably other stuff but I was too busy freaking out and trying to think of what I could possibly say to get re-considered.
I just stumbled upon travel blogs recently but am getting REALLY into obtaining points (without flat-out paying for them) so I want this card. What can I do when/if I call back again (without having to wait a few years)?
DreamingOfPoints: Definitely call back — it can’t hurt. I know several people who were denied by the first rep only to be approved by the second. If they sound hesitant, offer to trade credit line from some of your other Chase cards (assuming you have any?).
I have a good credit score (instant approved for CSP), I pay all my bills in time…I will call back again but is there anything else I could say to them? Should I wait a few days as per your Step 9 instructions? Or should I call back repeatedly to “try my luck”?
The person did not sound hesitant at all, I didn’t even get a chance to describe my business or offer to trade credit. After they looked at my account for a minute, I basically got a strong “no.”
DreamingOfPoints: no need to wait a few days. Just call during business hours and hope to get someone nicer
Thanks FM for the advice. I will do what I can …I don’t want to risk raking up 10k …I! Will try for 5k and pm them … in meantime I’m doing my to do list…lol so I can take advantage at these opportunities before the go away… in the meantime while I waif for my card to arrive..started messing around with freedom ..purchase sephora $100
..and trying to plan ahead.
for 20/$ and planning to buy some gift cards at stopNshop since its movies/groceroies this quarter
Thanks for the info ,FM! A quick call to the recon number, they asked a few questions about sales/profits and my full time job, and approved!
jackiem: Let me know if the pm approach works!
EasyD: Congrats!
Just got my 7k limit card and as I was activating I requested to be put on the 5k/90 days for 50k promo, he said he will fill in an application on his end for approval …and I should hear within 7bus days…
…
jackiem: Great! Let us know if/when you’re approved
[...] How to sign up for the Ink Bold [...]
Ok got my response from chase:
“The 50,000 bonus points offer was made through a small
direct mail test and is non-transferable. The Offer Code
and Invitation Number included in the mailing can only be
applied to the recipient?s account. If you are not listed
as the addressee of the mailing, we will be unable to
apply the offer to your account.”
jackiem: First, remember that with the offer you have, you’ll get a 25K bonus automatically. That’s pretty good by itself! Second, I’d recommend that you try again. Each time you’re likely to get someone else and hopefully you’ll get someone who gives you the $5K spend offer. Try calling and if that doesn’t work, try a private message again.
3rd try … they said its pending … lol
Hi, FM
Thanks for your post. I am interesting in this card. However, my application was denied since I just had two-year credit history, while they asked for at least four years. Do you have any advice? Thank you.
Edward: Do you have any other Chase cards? If so, call the reconsideration line and ask them if they can move some of your credit from the other card to this one. As long as they don’t have to extend you any new credit, they are likely to approve. Even if you don’t have another Chase card it’s worth calling several times to see if you get a different answer from a different person. It’s surprisingly common for that to happen.
Thanks FM,
I will try it. I do have two chase cards, though she mention the business card is different from person card in my first call.
Dear FM,
I call again today, and he just ask some basic information and approved. I was quite surprised that it goes so easy. However, I was little worried about the meeting requirement of sign-up bonus, since I told chase monthly spend on this card is 500-600 and the credit limit is 5000. Will it be suspicious if I spend 10k in 3 months for the card and most of them are the prepaid card in office depot. Thanks for your help.
Best
Edward: it might be a bit suspicious. You can call them and tell them you are planning some large office supply purchases. That should help.
I haven’t seen my problem talked about here, but I’ve been told by Chase that my Ink Bold card does not get 5x on office purchases. I got this card last November and received 50,000 pts after a $5,000 spend. The secure message makes a distinction between my account and an Ink Bold 521 account and suggests I apply for the 521 account.
Suggestions?
Will: This is actually a great problem to have. In mid-November of 2011, Chase changed the Ink Bold to the new one that offers 5X for office supplies, telephone, etc. It is true that the previous one did not have that benefit. Here’s the great part: the new one is considered a new product so you can apply for the new one and get a new sign-up bonus! I did this myself a couple of months ago. If you don’t want two cards, make sure to move the UR points out of your Ink account first then after applying for the new card call the business recon line. If they seem hesitant about giving you the card, ask them if they can move the credit from the Ink Old to the new one and cancel the old one.
[...] How to sign up for the Ink Bold [...]
I called in and the rep ‘recommended approval’ before submitting it to their Chase internal processes to be processed. Is this normal procedure? or do some people get the rep to give them the actual approval and not the ‘recommended approval’?
The rep said that he recommended reducing my Chase SW card by $8500 with a limit of $7500 on the Bold… normal?
thanks in advance!
Jer: Normally I get approved directly. You could call again and ask for immediate approval if you don’t want to wait for a letter. Yes, it’s common for them to move credit around rather than extend new credit.
I’m not in a huge rush, I can wait a few days to see. I also applied for a Hyatt card, and will be calling the reconsideration line tomorrow.
I used your link for the Bold, but you (and no one else) has the Hyatt w/ the $75 statement credit, otherwise I would have gladly used your referral link…
Thank you!
Followed the process you detailed above and was eventually successful! First call to the reconsideration line resulted in no-go as I had no business history. Agent was adamant that I needed some kind of business revenue history to approve the card. Called again the next day and spoke with a different (and more cheery!) agent and upfront offered to move some of my personal Chase credit line over. Card approved after moving across 6k from Marriott card. Thanks!
Nick: That’s great! Congrats!
wow.. i followed all steps above and got application pending: Called next business day to the phone number above. I was asked about what kind of business i am have, how much i make and also asked a couple questions about why do i have a Credit card from Burckays (US Airways mastercard) with BALANCE ALMOST TO THE LIMIT, I explained that they offered me 18 months with no interesting so i was taking advantage of it lol
He said, oh ok I understand. Then his last question was: How much credit limit I wanted on it and afraid I could be denied, I said only 5K, he replied, then you got your 5K and you are all set lol
hehehe another card for my collection, hope I can reach the 10K minimum for the full bonus
Josinei: Congratulations on the approval!
Hi
Thanks for your wonderful article on getting 90000 points, its impressive and tempting. But I just saw on chase page that there is similar offer of 50000 points for chase ink plus card with 5x points for office supplies. Do you think that the same steps for ink bold can be applied to ink plus to get 90000 points. The only benefit for which I want the ink plus is, right now they have 0% APR for 6 months, and I think I may need that 0% APR offer. Can you please help me with this question? Do you have any affiliate link for ink plus? Thank you very much and appreciate all you do here!
newbie008: Yes, the ideas presented here would work with the Ink Plus. The Ink Plus link on my Best Credit Card Offers page is an affiliate link. Thanks for considering using it!
hi frequentmiler
Thanks for your reply! Yes finally, I got the courage to apply for the ink plus (using your affiliate link) and when I called today I was told that my application is approved! Now I need to follow your steps to at least spend $10k in 3 months. This is a pretty tough ask for me but hopefully I can do it! Thanks again!
newbie008: Congratulations on the approval!
[...] How to sign up for the Ink Bold [...]
Frequentmiller,
Has there ever been a publicly available bonus offer for the Ink cards that is better than 25K 1st purchase and 25k after 10k spend? I’m wondering if I should apply now or wait until a better offer comes along.
Also, regarding that questions that Chase asks about your business, have you ever heard of them asking for a business checking statement or some other documentation beyond a utility bill?
Thanks.
Justin: Yes, the Ink Bold offer used to be better, but I don’t expect the public offer to change again (at least, not in a positive way). Some people have received targeted offers that required less spend, but I’ve never seen that myself. No, I’ve never heard of Chase asking for a business checking statement or anything like that.
Thanks for the info. I need to get the Southwest Plus Business first so the Ink will have to wait.
I am trying to pay my 1040 tax today using ink bold. It doesnt seem it is recognized as debit/charged card, so it is being charged 1.89% vs $3.95 as i read it here somewhere.
Am i doing the right steps?
Chris: there’s a difference between charge cards and debit cards. Debit cards can be used for cheap tax payments. The Ink Bold is not a debit card. It is a charge card and is used just like a credit card except that the entire balance must be paid off each month. So,, to use the Ink to pay taxes you will have to select ‘credit’ and pay the higher fee
Hmm..i thought i read somewhere if you pay using ink bold, you can get the 3.95 fee. Maybe i misunderstood.
Do you know where i can get a debit card (gift card) for more than $500?
Chris: this post might help. Read how to use multiple $500 visas for one payment: http://boardingarea.com/blogs/frequentmiler/2012/09/10/how-to-earn-5-points-per-dollar-paying-taxes/
FM: Thank you!
I guess i have to swallow the 1.89% fee today since it is a deadline for my 2011 tax payment.
Thank you for this info – it was very helpful to me as I just qualified for InkBold after calling the reconsideration line. Now I wait for the Ink Bold and Bluebird to come in the mail. I really enjoyed your talk at the Chicago Seminars! Keep up the good work!
Thanks! Glad you go approved!
Hi FrequentMiler,
My age of credit is merely 1yr 3mo. Being with Chase for about 1yr and two CC. I always pay my CC on-time and in-full and Chase raised my credit line of one of the cards (Priority Club) for about 60% earlier this year. Do you think I have any chance to get approved on Ink? My only concern is the age of my credit, also there’ve been too many (10 times) hard-pull on my credit history I don’t want to risk one more and get rejected.
Thanks,
jared
Jared: I think you’d be wise to hold off for a while.
Thank you, ya I think I will wait til next Summer, if they still offer good stuff
[...] How to sign up for the Ink Bold [...]
so i tried to signup via your link, when i submitted said “Offer Unavailable”. when I called to sign-up, they said I could only sign-up w/ an offer code.
did something change for the Ink Bold????
dean: Thanks for alerting me to this! I had forgotten to update those links when Chase changed them recently. They are now fixed.
[...] How to sign up for the Ink Bold (or Ink Plus) [...]
Thanks, signed-up. Had to call in to provide additional information, had to have been the toughest ever to get thus far. Though I have cancelled 2 Chase cards recently and obtained the Sapphire as well, I’m sure that didn’t help everything
dean: Glad to hear that you pushed through and got approved!
Applied and had to call in twice to get Ink Classic (first phone call was no good). Does Chase offer Ink Classic Visa? I have the MasterCard version and MasterCard Business Savings sucks. Visa on the otherhand some useful savings (1% for Chevron and 2% for Tigerdirect).
FM – I applied for Ink Bold thru your link and just received the card. I understand using Amazon payments with Amx prepaid or BB is the best case scenario. However, in order to meet the 10k min spend but not being able to find vanilla (or in my case, having to be conservative with vanilla OD purchases) are you aware of issues using Ink cards directly for AP?
I read that some had issues with Amx Plt or PRG, any other cards with known issues using AP?
Trumpet: no, I don’t think there is a Visa version of Ink
MM: I believe that AP is fine with Ink
[...] How to sign up for the Ink Bold (or Ink Plus) [...]
I don’t currently have a business nor do I have a job (full-time student). However, my spouse has a job through a home business; not applying though because of poor credit history. My credit score and history, on the other hand, is pretty strong.
What should I say when I call the reconsideration line?
Should this hinder me from applying and calling in the first base?
LMT: I wouldn’t recommend signing up unless you can come up with something to truthfully say is your own business. As I wrote in the post, it can be as simple as the intention to sell things on ebay. If you do sign up and call, be truthful and say that your business has no income yet
FM, this was a great set of instructions to apply for Ink Plus/Bold even if you don’t have a business. By following your instructions, I recently had success in getting an Ink Plus (I hope they didn’t downgrade me to Ink Classic, wil find out once I get the card). However, one thing which I feel can be of great use to everyone applying is the type of questions they ask when you call the reconsideration line. Here’s my experience on the call. Hopefully FM can include this / more in the original article for help to others.
This is the set of questions I remember (may not be in the same order for some, but most were in this order):
-> Getting the SSN to locate the info
-> — on hold while getting application –
-> Confirming the name of Business from application
-> Tell us something about the business, like how long it is up, revenue, etc.
-> More details about the exact business, what you intend to do, etc.
-> Questions about current employment – company, designation, tenure, etc.
-> Confirmation of annual income from application, source
-> When do you plan to start the business
-> What is revenue projection for next 1 year
-> Do you plan to do any marketing for the new business
-> Do you have any experience running a business in past
-> How do you plan to fund it – loan or personal money
-> What is your current net worth
-> — hold while reviewing the info –
-> — Came back with a recommendation of initial credit limit. Feel free to request for an increase (which I did with success) or offer to move credit from other cards (which I didn’t but others have).
Picmeup: Thanks! I’ll add something like this soon. I appreciate your input.
Thank you for the info! Just got approved for the InkBold. Call went well, the lady was nice and asked me these questions:
- Tell us more about your business, type, what you do
- Is this a side business, do you have a full-time job?
- How long have you been in your job? Position?
- Type of income, confirm income from application.
- How do you accuire your clients?
- How much do you plan to spend on the card per month
I have a score 780+ and did not apply for a Chase card since 1 year ago. Hope this helps.
[...] How to sign up for the Ink Bold (or Ink Plus) [...]
senti20: Congrats on the approval and thanks for listing the questions you were asked. I updated the post with most of these.
I am looking for some advice. My current sw rr card is coming up for renew and I want to switch to a new card because sw doesn’t fly to Hawaii. I am trying to decide what card to get. I currently spend between 3-5k per month on my sw card. Using it for cell,cable, grocerys’ amazon and gas. Would it be OK for me to use the ink plus if I plan on using it for these things every month or should I get the sapphire? Was originally going to get the united plus but I think these are better offers ESP. Since I can’t get the 65k offer even with points in my account. Thanks for your help and great site.
I recently applied for the Ink Bold card and got thru all of the questions as listed above, but then they asked if the business was a sole proprietorship or an LLC, etc. I said I was looking into that but the business wasn’t far along enough to incorporate. They said they literally couldn’t process my card set-up unless the business was registered with the state.
Has anyone else had this or dealt with it?
hanly2: The Ink Bold or Ink Plus cards are certainly better for your cell, cable and gas spend. If you spend a lot at Amazon, consider getting also the Citi Forward card which gives 5X at bookstores.
ak: this is the first I’ve heard of that issue. Anyone else experience it?
[...] How to sign up for the Ink Bold (or Ink Plus) [...]
Totally worked! Can’t thank you enough for taking the time to give such thorough info.
thank Frequent Miler. Using your instructions I applied on Wednesday 2/19/2013. Today Friday 2/22/13 I called the reconsideration line 800-453-9719. I told the guy that I applied for INK BOLD CARD and I wanted to know what the status is. He verified my full name, SS #, and mother maiden name then put me on hold. He came back within 2 minutes and explained about the flexible credit line and told me my application is approved and I will be receiving my card within 7 to 10 days. He didn’t ask any more questions. that was it.
sam: Great!
Thank you for this blog. I applied for the Ink Bold card a week ago and just called them. They asked a number of questions about the business and approved a 15K per month spend.
Novaflyer: Great! Congrats on getting approved.
[...] How to sign up for the Ink Bold (or Ink Plus) [...]