You might say its time had come. I applied for and received a Delta Reserve for Business Credit Card from American Express. Let’s explore why getting a credit card that comes with a $450 dollar annual fee was a good idea for me, and may be the right card for you. A while back I posted about the impact my relocation to Atlanta has had on my Delta SkyMiles experience. In short, I am all Delta, all the time. While I don’t consider myself a hard core “road warrior,” I certainly fly enough to obtain a middle level of elite status, and this year, an even higher level of status is well within reach. Assuming my current flying patterns continue, I will achieve SkyMiles Platinum Medallion status this year.
A hiatus in my travels last year led to my descent into the seventh circle of hades, aka being a Silver Medallion in Atlanta. Now that I am on the road again, I’ve been earning Medallion Qualification Miles (MQMs) at a pretty steady pace. Gold Medallion is on the horizon, and Platinum Medallion is probably coming just in time for Christmas. As I’ve been flying more, I began to consider what things I could do to obtain status more quickly. Right now is not a good time for me to mileage run even though I’ve seen some really attractive fares out there. However, with no need to apply for a mortgage, and being in a good place with my credit card situation, it is a good time to add a new card to my wallet. Since the Reserve Card includes 10,000 MQMs with your first purchase, I felt like this was a good option for me.
Applying for the personal Reserve Card was out since Amex won’t allow you to earn the bonuses that come with a new card if you’ve held another personal SkyMiles card product within the last 90 days. I already carry the personal Platinum Delta SkyMiles Card, so I applied online for the Reserve Card for Business. I completed the application, which was already partially completed thanks to using my Amex website login. I was instantly approved for a fairly generous credit line, and they expedited the card to me via UPS. I made my first purchase the day I received the card, and the 10,000 bonus MQMs posted to my account within a few days, even before my first statement closed.
While the MQMs were a big motivator in my application for the card, it does come with some nice benefits such as Sky Club access for you and up to two guests, priority boarding, and a first checked bag fee waiver for you and up to nine companions in your same reservation. The personal Reserve Card is now offering 10,000 bonus redeemable miles with your first purchase as well. With either card, you will earn a 15,000 bonus MQMs and 15,000 bonus redeemable miles when you spend $30,000 dollars on the card during a calendar year. If you spend an additional $30,000 during the same calendar year you will receive an additional 15,000 bonus MQMs and 15,000 bonus redeemable miles.
In summary, lacking the time for a well placed mileage run at the moment, the Delta Reserve Credit Card was the right option for me. In addition to the MQM bonus, the card comes with compelling benefits that make it worthwhile for me as a budding Medallion flier living in Atlanta. Did you know that the Reserve card is one of the “tie breakers” in the Medallion upgrade queue within your elite level and fare class? If you are in a travel situation similar to mine, the Reserve Card might be worth a look for you.
-MJ, May 13, 2013
If you apply for and receive a credit card through the link in this post, I will receive a commission. After selecting “Apply Now” you will see an option to apply for a business card if that is the type of product you are looking for.