The last time I successfully received a sign-up bonus for a Citibank AAdvantage personal card it was February 2010, about 34 months ago! I must have been on Citi’s unofficial deny list, as FlyerTalk and MilePoint members generally report receiving approval 18-20 months after their last successful application. I applied at the 20 month mark with no luck and then again at the 26 month mark, also with no success and the dreaded step 3 application acknowledgment page. Well, I decided to give it another shot a few weeks ago as it sort of became an unofficial churn day.
I used the two browser trick and applied simultaneously for the 50k Visa and AMEX cards. Holiday season success! Immediate approvals on both applications. Update – The two browser trick has officially died However, you can still earn 50K per card and another 50K for the business edition.
Some data points:
- Time since last successful Citi AA personal application – Approximately 34 months.
- Credit Score – Just shy of 800
- Links Used – I used the unofficial links which provide better offers than the public links. AAdvantage Visa Signature - 50K miles after $2,500 spend in 4 months and AAdvantage American Express - 50k miles and two Admiral’s Club passes after $2,500 spend in 4 months. Both cards waive the annual fee for the first year. UPDATE – AMEX link is dead, but consider the Business Visa edition for 50K more miles. Additionally, the FT link above has another AMEX offer for 45k miles after $5,000 in purchases within the first 4 months
- Browsers Used – One Chrome window (in private mode) and one Firefox window (in private mode).
- Remember personal cards generally require 18-20 months and business cards 90 days since your last successful application. You will be denied if you apply for 3 or more cards in 60 days or 2 or more business cards in 90 days. If using the two browser trick for 2 personal cards, wait at least 60 days before applying for the business card.
One other interesting bit of news, I had a friend apply at the same time and both the VISA and AMEX applications got stuck at step 3 – application acknowledged. However, a chat box popped up asking if we wanted to discuss the application with a Citi representative. The representative asked us to confirm the home address and income and without any other questions immediately approved the application (they can only do one application per chat session). The same chat box popped up for the other application and after confirming the security questions, that one was approved as well. I’m not sure if the representatives are actually empowered to make decisions and approve applications (like the Chase reconsideration lines), however it certainly was easier than having to call Citi to discuss the applications.