Recently, a friend said that a road warrior is anyone who travels for business on a regular basis, even if that’s only once a quarter. It got me thinking—is there a threshold? How often do you have to travel to be considered a road warrior? There are people who travel Sunday-Thursday, every week, and people who travel three or four times a year. And of course, people in the middle who travel a couple of times a month. So Readers, what do you think?

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Last Monday, the Home Warrior was in a minor accident. He was in the left hand lane, and the guy next to him tried to turn left from the center lane. No one was hurt, and the other guy admitted fault and was given a ticket. The interesting thing to me is that the guy was in from out of town for a few weeks and driving a rental car. He had insurance on the rental car, but had gotten rid of it a couple days earlier. Of course, his regular insurance covered our truck, but it made me wonder. Do business travelers get insurance when they rent cars?

The first day of my current job, I flew out to California and rented a car for the first time. When the Budget clerk asked if I wanted insurance, I had no idea what to answer. No guidance had been given by my new boss, but I’m a fairly cautious person by nature, so I went ahead and got it. Turns out my company has some sort of group business travel policy, so it was not covered by my company, and I had to pay out of pocket. Lame. So now of course I don’t get the rental company’s coverage.

Readers, what do you do?

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