American Express Business Gold Rewards: 50,000 points after $5000 spending within 3 months, no fee the first year.
The standard offer for this card doesn’t even come with any signup bonus at all. Most of the time when they do offer a bonus it requires a $10,000 minimum spend. That makes this limited-time offer especially appealing. It’s available only through November 26th.
Points transfer of course to partners like Delta, British Airways, Aeroplan, Singapore Airlines, ANA, Air France KLM Flying Blue, Alitalia, and others.
There’s no fee the first year, $175 thereafter, and the card earns triple points on airfare and double points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping, as well as of course one point on other purchases.
If you’re looking for ways to help meet the reduced $5000 minimum spend requirement, you may want to read this post from April on several ways to get there easily.
Since folks often ask whether they can get the card again if they’ve had it in the past. Folks that have had this card “or any other Business Gold, Green or Platinum Card® account within the last 12 months” are ineligible. Which suggests to me that having had the card farther in the past shouldn’t be disqualifying in and of itself.
I got the card myself back in December when there was a 50,000 point signup bonus and $10,000 required spend. So I cannot get it again. It was worth it to me with the higher spending requirement, so the lower one is certainly attractive. I was quite fortunate, my 50,000 point signup bonus posted twice
Small business cards are great because they’re a whole separate avenue for bonus rewards than personal cards, I know I’ve maxed out on many of the best offers that personal cards have (and that it’s tough to get a second time) but still have several business cards as future options.
I do prefer the Chase Ink Bold Charge Card small business charge card and Chase Ink Plus business credit card over this card on an ongoing basis, both of those come with 50,000 points after $5,000 spending within 3 months. The annual fee is waived the first year and then lower (only $95 vs. $175).
And both Chase small business cards earn quintuple points (5x points up to $50,000 in spending) on office supplies, cable television, internet, and cell point service, and double points (up to $50,000 in spending) on gas and hotels. And the points transfer to an array of airlines and hotels.
But it’s great to have both options — from Chase and from American Express — to earn points… and especially signup bonuses.
Do know that the credit card links in this post, which represent the best available offers I’m aware of for each card, do offer referral credit to me if you use them to apply. So I greatly appreciate it if you choose to. Thanks!