Out of all the hotel and airline specific credit cards, Hilton was already on top with having three different cards available, all with different pros/cons. However, a few days ago, yet another Hilton credit card was announced, this time with very different benefits. This new card is the Citi® Hilton HHonors™ Reserve credit card with a $95 annual fee. Even if you have one of the other Hilton credit cards, you are still eligible for this product!

Application Link: Citi® Hilton HHonors™ Reserve credit card

The main benefits with this card are the following:

  • Sign Up Bonus: 2 free weekend night certificates after making $2,500 in eligible purchases within 4 months of account opening. Depending on how you redeem your points, these free nights can either be a pro or con. If you typically redeem your points for expensive high category hotels, i.e., NYC, London, Maui, etc. then these free nights will be amazing and come in handy. But, if you goal is to get many free nights at low level inexpensive hotels, then this offer is not for you.
    • Free night certificates are limited to just weekend nights (Fri, Sat, Sun), but fortunately are not restricted to certain hotel categories.
    • The only restriction is at Hilton Grand Vacation properties, all-inclusive Resorts, and Waldorf Astoria hotels that do not offer standard rooms
    • These free night certificates expire 12 months after they are earned.
  • Status: You will receive automatic Gold status as long as you are a card member. Hilton Honors Gold status is by far the best mid-level status compared to all of the other hotel brands.
    • With Hilton Gold, you are able to opt for free breakfast at all properties except for Waldorf Astoria and Hilton Grand Vacation Club hotels.
    • Additionally, you are able to get lounge access for hotels that have an executive lounge (the terms say “only if you receive a room upgrade to the Executive Floor or an upgrade to a room type that confers Executive Floor Lounge access benefits,” however, I’ve always received lounge access even if an upgraded room was not available).
    • You can read more about the benefits of Gold status here.
  • 5th night free: As mentioned above, you receive automatic Gold status by being a card member. If you have status (Silver, Gold, or Diamond), you will receive your 5th night free when redeeming your points for a hotel stay.

You will also receive the following number of points per dollar spent:

  • Hilton Hotel spend: 10 HHonors Bonus Points per $1 spent
  • Airline & Car Rental spend: 5 HHonors Bonus Points per $1 spent
  • All Other Purchases: 3 HHonors Bonus Points per $1 spent

Other perks of the card:

  • No foreign transaction fees – looks like most cards are moving towards this!
  • Annual free night certificate after spending $10,000 on the card within your cardmember year (this is 12 months from your anniversary, not calendar year).
    • Again, this free night is limited to just weekend nights (Fri, Sat, Sun), but fortunately is not restricted to certain hotel categories as is the case with the Hyatt and Marriott credit cards.
    • The only restriction is at Hilton Grand Vacation properties, all-inclusive Resorts, and Waldorf Astoria hotels that do not offer standard rooms
    • Free night certificate expires 12 months after it is earned.
  • Earn Diamond status if you spend $40,000 on the card within the year.

Main reasons to get this card:

  • If you are planning on a really nice vacation which includes an expensive Hilton Hotel. These two free nights can come in very handy, just make sure you will be there over a weekend! This can be worth about $1,000 for the two nights. I have reached out to get a list of excluded hotels, so hopefully I will hear back shortly.
  • If you do not stay enough to earn Gold status on your own, but stay enough to reap the Gold status benefits. A friend of mine just stayed at the Hilton in Waikiki beach and was able to get about a $150 value out of his two night stay (this included breakfast 2 mornings for 2 and dinner and drinks one night at the executive lounge).
  • If you are able to spend $10,000 on the card and utilize the free weekend night certificate

Will I be taking part of this offer?

The short answer is yes, but not right now. While I do not think is the best offer since slice bread, it can still be worthwhile. Since the free nights expire 12 months after they are earned, I will not be applying until I know of a specific redemption opportunity that is worth it and will span over a weekend (the same strategy I am using for applying for the Hyatt credit card). I used to be Hilton Diamond status and will admit that the free breakfast (that even Gold members get) is a huge perk. Being mid-tier status at other hotel brands doesn’t get you much, so this is huge. I also like that this is a Citi card since I am close to reaching my Chase applications for the year!

I will probably not be able to spend $10,000 on this card yearly, so will not benefit from yearly free night certificate. That is unless I start getting creative with my credit card spend – if only there were more hours in the day to do this! The $95 annual fee can absolutely pay for itself with just the Gold benefits. If you stay 6 nights a year at a full service hotel, let’s say with two guests, this can be a savings of $300 (that is if you were to actually pay the ridiculous $25/person they charge for breakfast on average). For a family of four, this even pays off more and is absolutely worth it!

Later this week I’ll post on the differences between the four Hilton cards so you can really understand the pros/cons between them all! Will you be applying for Citi® Hilton HHonors™ Reserve credit card? Where will you use your free nights?

Related Posts from the Hilton program series:

Disclosure: This post contains affiliate links where I get paid commission if you apply and are approved for the Citi® Hilton HHonors™ Reserve credit card. As always, thank you for the support and enjoy traveling for free!

  • Southern travel girl said,

    My two cents:) I am a Hilton Gold and I never receive lounge access:( so I didn’t want people to count on that but you DO receive free wifi, which is a great benefit and can be a Big money saver! I recently stayed at Hilton Arc De Triomphe and the breakfast buffet was Fantastic and saved us $50 a day for our 5 day stay. Hilton Colonial Bahamas 7 day stay wifi and breakfast savings was $371.

  • dealswelike said,

    @southern travel girl – thanks so much for sharing your experience with gold status! Looks like its been a huge savings for you!

  • Mega promotion said,

    reward or skymiles credit card give you an advantage over regular cards. A Virtual credit card is better than department stores credit card that charge you high interest rate with the fees that go with them. Other charges are the shedual interest. Try to get a credit card (like citi bank card) that charges simple interest.

  • Matt said,

    Can the Free Night Certs be used at the Conrad Maldives?

  • dealswelike said,

    @Matt – If they have standard rooms then yes. Unfortunately I’ve never been so can’t answer. Hilton would be able to tell you whether or not that property has standard room availability in general.

  • ortbny said,

    will secondary cardholder get gold status as well? would you have to call to activate the status?

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