This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.
Grrrrr. I hate it when this happens. Lisa has two US Air cards. Her credit score before the last round was great. She did not have that many credit inquires on her report. All the other cards, with some calls to either move lines around or close other cards, resulted in approvals. No such joy from Barclays for my Lisa!
At first she did the call to Barclays reconsideration line the day after the application (numbers at the bottom of THIS page). She was told no way no how. There was no budging on closing the oldest US Air card to open this new card that really would be a card she would use much more than the old US Air one. Nope – No way! She could have said OK and called back for rep two but went for a reconsideration letter in the mail instead (it almost always works).
She wrote a letter requesting a further review. She stressed how she had never ever missed or been late on a payment EVER, as well as her outstanding credit score and long standing accounts with other banks like Chase. The letter comes back with the same response as the phone rep – too short a credit history with Barclays to open another account. Grrrr…
This is so frustrating as I really wanted the 40,000 point current Barclaycard Arrival World Master Card (I am also stunned, btw, that it is still available) and this would have been perfect to have and one we would really use on a regular basis so my wife could buy positioning flights for me before a mileage run (don’t feel bad about that as we spend all our points in a communal way and I make sure she always flies in 1st class )!
The other issue is this was one of the few cards she had not yet had at some point. Sure there are others she can go for on the next round, but just getting points to get points is not as fun as getting points for a specific goal in mind. Plus, just points for points sake cards tend to “collect point dust” and I just hate that. I like to earn and burn as, unlike a fine wine, your points do not get better with age.
Ah well. I rue the day when I get a NO. I am sure it is on the way at some point. But as we all know, a single NO does not stop one from continuing on in the fun points game we all play! – René
▲Delta▲ SkyMiles® Credit Card
from American Express®
Click here for more information