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Some very interesting math is resulting from the new MQD or Medallion Qualifying Dollars that starts on 01JAN2014 in qualifying for the 2015 flying year.
You see in the past, MQMs were simple. Say you flew between 25,000 but less than 50,000 MQMs with Delta. You would simply rollover whatever number is above 25k but under 50k and so on up the medallion ranks.
Now say you are this year, like me, ending up with a TON of MQMs. You happen to end this year with 225,000 MQMs total thus rolling over 100,000 MQMs. Sounds good, but there is a chance you could lose ALL THOSE MQMs. How could this happen? Let’s take a look.
As long as you, next year, under the new system in 2014, spend at least $2500 MQDs you would then have earned Silver status for 2015 (with your rollover MQMs). Now for simple math you earned all that MQD spend on one ticket and it just added 5000 MQMs to your totals. You now have 105,000 MQMs with your rollover BUT you are ONLY Silver Medallion due to spending just $2500 in MQD. If you did not fly any more in 2014 you would then rollover 80,000 MQMs at the end of the year, that is, the amount of MQMs above 25,000 and $2500 MQD for Silver status.
Let’s now say, for whatever reason, you decide to jump ship in 2014 and only spend say $500 with Delta in MQD spend. You have now not qualified for ANY status for 2015 despite having rolled over 100,000 MQMs from the year before (i.e. 2013 into 2014).
So, as we know, you ONLY rollover MQMs above your current status. If you have NO status you rollover NO MQMs. Those are the rules. Thus, in this case, all 100,000 would simply be GONE at the end of 2014 rolling over ZERO into 2015.
I hope this makes you see the importance that during 2014 you either:
1) Meet ANY level of MQD spending (even just $2500) or
2) Meet the AMEX $25,000 exemption requirement via qualified spending on a Delta AMEX card.
I know these situations will be VERY rare and VERY few will fall into these categories, but for the first time there is a risk of losing MQMs that you may have expected would just keep rolling over and keeping you at some high medallion level.
For me, when you look at my current year’s MQD spend totals, I will be banking on the AMEX exemption via spend. A good wake-up call for us all when we do that math! – René
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