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One of the questions I received via email this week was about Hyatt Hotels and how to rack up their points for reward night stays. This is one of my favorite things to do as I think Hyatts are great, so I wanted to answer the email here in case it benefits others as well. Here is the full question:
Since you often talk about loving Hyatt hotels, I was wondering the best ways to build up Hyatt points. I am contemplating a ski trip to Beaver Creek Colorado, but currently we only have approximately 5,000 points, and need quite a bit more for 4 nights. I know you can open a credit card get 2 free nights (we did that once and our family stayed in Clearwater beach over spring break for 2 nights). We do not have any chase sapphire preferred cards or business credit cards—is that what you use and transfer points to Hyatt? Suggestions?
I have been to the Park Hyatt Beaver Creek, and the location alone at the base of the mountain makes it worth the Category 6 (top tier) rating. That means it will cost you 22,000 Hyatt Gold Passport points per night – for a total of 88,000 for the four nights this family hopes to have. So, the bad news is they have a ways to go starting from just 5,000 points, but the good news is it is very easy to get there. This is especially true in their case as it is indicated they don’t have the Chase Sapphire Preferred card or any business credit cards. Given that info, here are my recommendations for racking up enough Hyatt points for four nights at the Park Hyatt Beaver Creek, or any other Hyatt properties.
Chase Ultimate Rewards:
In my opinion, the very best way to rack up Hyatt points in a hurry is via the Chase Ultimate Rewards program. This is true both in terms of the sign-up bonuses for the cards that earn Ultimate Rewards and the everyday spending power that those cards have. This works because Chase Ultimate Reward points transfer instantly to Hyatt Gold Passport at a 1:1 ratio. Here are some of the Ultimate Rewards earning cards that would work:
Ink Bold® Business Card: 50,000 points after spending $5K in three months – introductory fee $0 the first year then $95 in subsequent years
Ink Plus® Business Card: 50,000 points after spending $5K in three months – introductory fee $0 the first year then $95 in subsequent years
Chase Sapphire Preferred® Card: 40,000 points after spending $3K in three months – introductory fee $0 the first year then $95 in subsequent years
Those three cards listed above can all transfer to Hyatt on their own. You can also get one of the Ultimate Reward cards listed below, but would need one of the three listed above in addition in order to transfer the points to Hyatt, or other Ultimate Reward partners.
Chase Freedom® Visa: 10,000 points after spending $500 in three months – no annual fee
Ink Cash® Business Card: 20,000 points after spending $3,000 in three months – no annual fee
Chase Ink Classic Business Card: 20,000 points after spending $3,000 in three months – no annual fee
These cards are all great not only for their sign-up bonuses which could get you several Hyatt nights in a hurry, but they also earn up to 5x on certain categories of spending. For example, the Ink cards award 5x on cell phones, cable bills, internet bills, and at office supply stores (up to an annual limit that varies by card). The Freedom awards 5x at rotating types of stores each quarter. Past categories have included restaurants, grocery stores, gas stations, drug stores, Amazon, and more. The Sapphire Preferred gives 2x on dining and travel expenses. It all really, really adds up to a whole bunch of Ultimate Reward points that you can easily and instantly transfer to Hyatt.
Obviously you can earn Hyatt points on eligible Hyatt stays. A basic member earns 5 points per dollar on eligible charges at Hyatt hotels. In addition to that, Platinum members earn a 15% bonus and Diamond members earn a 30% bonus. Diamond members can also get a 500 or 1,000 points welcome amenity bonus on each stay (in lieu of the food and beverage amenity). On top of this, several times per year there are promotions you can register for that will result in additional points if you meet the promotion requirements. I keep the promotions up to date on this page, but the promo that runs through May 31st awards 3,000 bonus points after every third eligible stay.
While some promos in years past made it lucrative to book Hyatt stays purely for the points or free nights earned via the promo itself, that has not been the case for years, and likely won’t return to those days in the foreseeable future. In other words, absolutely make sure to earn Hyatt points when you are staying at a Hyatt, but that is not the quickest or most cost effective to rack up points in a hurry.
Hyatt also has their own credit card that has a great sign-up bonus. The standard sign-up bonus is two free nights at any Hyatt after spending $1,000 in the first three months, but those with elite status with Hyatt when they apply get some extra perks on top of that. There is a $75 annual fee that is not waived the first year. I recommend trying to make a reservation on the Hyatt site to see if you are given an offer that also includes a statement credit. This card awards 3 points per dollar for charges at Hyatts and two points per dollar on dining, airline, and car rental expenses.
Those are typically the best ways to go about obtaining Hyatt points. Every now and then there are promos like the Daily Getaways that offer blocks of Hyatt points for sale at a decent rate, but that is too rare to go into detail on in this case. In their case, I would just get the Ink Bold or Ink Plus and the Chase Sapphire Preferred (since they already had the Hyatt card), and call it a day. Once the spending requirements are hit, they will have more than enough points that they can transfer to Hyatt for four nights at the Park Hyatt Beaver Creek, or any other top tier Hyatt if their plans change.
Disclosure: I do receive a commission if you are approved for a credit card using one of my affiliate links. Some of the links in this post are mine, and some are not. All are to the best public offers I am aware of. As always, your support is very much appreciated!