Best Credit Card Offers

Personal Credit Cards

Starwood Preferred Guest American Express Card Application / Starwood Preferred Guest American Express Card Benefits

Current offer: 10,000 SPG points after the first purchase, 15,000 SPG points after spending $5,000 within six months; no annual fee the first year; great for everyday spend

Chase Sapphire Preferred Card Application / Chase Sapphire Preferred Card Benefits

Current offer: 50,000 Ultimate Rewards points after spending $3,000 within three months; no annual fee the first year; great sign up bonus and great for everyday spend

American Express Premier Rewards Gold Card Application

Current offer: 25,000 Membership Rewards points after spending $2,000 within three months; no annual fee the first year; great for everyday spend

American Express Platinum Card Application

Current offer: 25,000 Membership Rewards points after spending $1,000 within three months; $450 annual fee; great for benefits

American Express Gold Delta SkyMiles Card Application

Current offer: 30,000 SkyMiles after spending $500 within three months; no annual fee the first year; decent sign-up bonus

United Mileage Plus Explorer Card Application

Current offer: 25,000 Mileage Plus miles after first purchase, 5,000 miles after adding authorized user, 10,000 miles after spending $25,000 within a calendar year; no annual fee the first year; decent sign-up bonus and decent for everyday spend

Continental Airlines OnePass Plus Card Application

Current offer: 25,000 OnePass miles after first purchase, 5,000 miles after adding authorized user, 10,000 miles after spending $25,000 within a calendar year; no annual fee the first year; decent sign-up bonus and decent for everyday spend

Chase Freedom Visa Card Application

Current offer: 20,000 points after spending $500 within three months; no annual fee; great when combined with Chase Sapphire Preferred card for rotating quarterly bonuses that earn 5x points

Costco American Express Card Application

Earns you 3% cash back on gas, 2% cash back on dining and travel, and 1% cash back on everything else; no annual fee with Costco membership; great alternative to a points earning credit card

Business Credit Cards

Chase Ink Bold Business Card Application / Chase Ink Bold Card Benefits

Current offer: 50,000 Ultimate Rewards points after spending $5,000 within three months; no annual fee the first year; great sign up bonus and great for everyday spend

Starwood Preferred Guest Business American Express Card Application / Starwood Preferred Guest Business American Express Card

Current offer: 10,000 SPG points after the first purchase, 15,000 SPG points after spending $5,000 within six months; no annual fee the first year; great for everyday spend

American Express Gold Business Card Application

No annual fee the first year; great for everyday spend

American Express Business Platinum Card Application

Current offer: 25,000 Membership Rewards points after spending $5,000 within three months; Gets you lounge access, $200 annual airline fee credit; $450 annual fee; great for benefits

Free Credit Report and Score

Check Your Credit Report and Score with CreditReport.com

Check Your Credit Report and Score with FreeCreditScore.com

Full disclosure: I receive referral bonuses for some of the above cards. All of the above are the best publicly available sign-up bonuses for the cards and what I consider to be the best cards/deals in the market right now.

  1. October 29th, 2011 at 2:13 am

    alohastephen said,

    You missed the Marriott 70K card.

    https://www.mychasecreditcards.com/4000041

  2. October 29th, 2011 at 3:54 am

    Angeleno228 said,

    “American Express Premier Rewards Gold Card

    Current offer: 15,000 Ultimate Rewards points after spending $1,000 ……. ”

    Didn’t you mean Membership Rewards points? ;)

    You don’t have to post this, thought I would point it out.

  3. October 29th, 2011 at 9:06 am

    steve64 said,

    Hey Lucky,
    Good job as always. The current Chase Sapphire offer is $3000 spend in THREE months, not 6.

  4. October 30th, 2011 at 9:40 pm

    Jacket said,

    Amex 50k MR for biz card is a 5 month spend period, FYI.

  5. October 31st, 2011 at 10:52 am

    lucky said,

    Thanks for the feedback/corrections, folks! The list is now updated.

  6. November 1st, 2011 at 2:53 pm

    J said,

    The platinum card offer doesn’t appear to be working. Has it officially expired?

  7. November 1st, 2011 at 2:55 pm

    lucky said,

    @ J — You might want to clear your cookies, as I just tried it and it works fine.

  8. November 1st, 2011 at 3:14 pm

    J said,

    Thanks. Didn’t work in Firefox, but fine in IE.

  9. November 10th, 2011 at 7:52 pm

    Antonio said,

    What about the Hyatt Card and the Priority Club cards which you consider good for getting and simply holding on to? (i.e. the value of the benefits are greater than the value of the annual fee)

  10. November 30th, 2011 at 2:24 am

    Tat said,

    Does anyone know about or used the citicard that gives 1 point for every mile flown, dollar spent on any flight ticket including purchases for other persons? If so, is it a good deal and is there anything else outhere like that?

  11. December 2nd, 2011 at 8:56 am

    beachfan said,

    Isn’t the Starwood card 30k points now (for a limited time)?

  12. January 11th, 2012 at 4:25 pm

    Guest said,

    Looks like the 50,000 amex platinum sign up bonus is back on!! https://www304.americanexpress.com/personal-card-application/platinum-charge-card/43031-343-0-2C03E565B03A5B3D202109A65C2EA708F630B68437904BAA-10621?csi=platinum-charge-card/43031-343-0-2C03E565B03A5B3D202109A65C2EA708F630B68437904BAA-10621

  13. February 4th, 2012 at 11:14 pm

    Maher said,

    Darius, is the Amex personal platinum 50k a targeted or open offer?

  14. February 4th, 2012 at 11:17 pm

    Maher said,

    sorry i printed Darius by mistake, i meant @ Guest?

  15. February 5th, 2012 at 3:01 am

    lucky said,

    @ Maher — If you email me at onemileatatime@hotmail.com I can send you a referral for the 50,000 point sign-up bonus.

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