Best Credit Card Offers

Personal Credit Cards (points)

American Express Premier Rewards Gold Card Application / American Express Premier Rewards Gold Card Benefits

Current offer: 25,000 Membership Rewards points after spending $2,000 within three months; no annual fee the first year; great for everyday spend

Chase British Airways Visa Card Application / Chase British Airways Visa Card Application

Current offer: 50,000 Avios points after first purchase, additional 25,000 Avios points after spending $10,000, and additional 25,000 Avios points after spending another $10,000; $95 annual fee; great sign up bonus

Chase Sapphire Preferred Visa Card Application / Chase Sapphire Preferred Card Benefits

Current offer: 40,000 Ultimate Rewards points after spending $3,000 within three months; no annual fee the first year; great sign up bonus and great for everyday spend

Chase Hyatt Visa Card Application

Current offer: Two free nights at any Hyatt worldwide after first purchase; no annual fee the first year; great sign-up bonus

Starwood Preferred Guest American Express Card Application / Starwood Preferred Guest American Express Card Benefits

Current offer: 10,000 SPG points after the first purchase, 15,000 SPG points after spending $5,000 within six months; no annual fee the first year; great for everyday spend

American Express Platinum Card Application

Current offer: 25,000 Membership Rewards points after spending $2,000 within three months; $450 annual fee; great for benefits

United MileagePlus Explorer Card Application

Current offer: 25,000 Mileage Plus miles after first purchase, 5,000 miles after adding authorized user, 10,000 miles after spending $25,000 within a calendar year; no annual fee the first year; decent sign-up bonus and decent for everyday spend

United MileagePlus Club Card Application

Current offer: $95 statement credit after first purchase; $395 annual fee; access to United Club, 1.5x miles per dollar spent, Premier Access, and more benefits; great for benefits

US Airways Premier World MasterCard Card Application

Current offer: 40,000 US Airways Dividend Miles after first purchase; 10,000 Dividend Miles upon account anniversary; no annual fee the first year; great sign up bonus

American Express Gold Delta SkyMiles Card Application

Current offer: 30,000 SkyMiles after spending $500 within three months; no annual fee the first year; decent sign-up bonus

Marriott Rewards Chase Signature Visa Card Application

Current offer: 50,000 Marriott Rewards points after first purchase; no annual fee the first year; card holders get 15 nights towards elite status each year; great sign up bonus and great card to keep in your wallet

Chase Freedom Visa Card Application

Current offer: 10,000 points after spending $500 within three months; no annual fee; great when combined with Chase Sapphire Preferred card for rotating quarterly bonuses that earn 5x points

 

Personal Credit Cards (cash back)

American Express Blue Cash Preferred Card Application

Current offer: $150 cash back after spending $1,000 within three months; 6% cash back at supermarkets, 3% cash back on gas stations and department stores, and 1% cash back on everything else; $75 annual fee

American Express Blue Cash Everyday Card Application

Current offer: $100 cash back after spending $1,000 within three months; 3% cash back at supermarkets, 2% cash back on gas stations and department stores, and 1% cash back on everything else; no annual fee

American Express Costco Card Application

Current offer: 3% cash back on gasoline, 2% cash back on travel and dining, 1% cash back on everything else; no annual fee with Costco membership

 

Business Credit Cards

Chase Ink Bold Business Card Application / Chase Ink Bold Card Benefits

Current offer: 50,000 Ultimate Rewards points after spending $10,000 within three months; no annual fee the first year; great sign up bonus and great for everyday spend

Starwood Preferred Guest Business American Express Card Application / Starwood Preferred Guest Business American Express Card Benefits

Current offer: 10,000 SPG points after the first purchase, 15,000 SPG points after spending $5,000 within six months; no annual fee the first year; great for everyday spend

American Express Gold Business Card Application

Current offer: No annual fee the first year; great for everyday spend

American Express Business Platinum Card Application

Current offer: 25,000 Membership Rewards points after spending $5,000 within three months; Gets you lounge access, $200 annual airline fee credit; $450 annual fee; great for benefits

 

Free Credit Report and Score

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Full disclosure: I receive referral bonuses for some of the above cards. All of the above are the best publicly available sign-up bonuses for the cards and what I consider to be the best cards/deals in the market right now.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

  1. October 29th, 2011 at 2:13 am

    alohastephen said,

    You missed the Marriott 70K card.

    https://www.mychasecreditcards.com/4000041

  2. October 29th, 2011 at 3:54 am

    Angeleno228 said,

    “American Express Premier Rewards Gold Card

    Current offer: 15,000 Ultimate Rewards points after spending $1,000 ……. ”

    Didn’t you mean Membership Rewards points? ;)

    You don’t have to post this, thought I would point it out.

  3. October 29th, 2011 at 9:06 am

    steve64 said,

    Hey Lucky,
    Good job as always. The current Chase Sapphire offer is $3000 spend in THREE months, not 6.

  4. October 30th, 2011 at 9:40 pm

    Jacket said,

    Amex 50k MR for biz card is a 5 month spend period, FYI.

  5. October 31st, 2011 at 10:52 am

    lucky said,

    Thanks for the feedback/corrections, folks! The list is now updated.

  6. November 1st, 2011 at 2:53 pm

    J said,

    The platinum card offer doesn’t appear to be working. Has it officially expired?

  7. November 1st, 2011 at 2:55 pm

    lucky said,

    @ J — You might want to clear your cookies, as I just tried it and it works fine.

  8. November 1st, 2011 at 3:14 pm

    J said,

    Thanks. Didn’t work in Firefox, but fine in IE.

  9. November 10th, 2011 at 7:52 pm

    Antonio said,

    What about the Hyatt Card and the Priority Club cards which you consider good for getting and simply holding on to? (i.e. the value of the benefits are greater than the value of the annual fee)

  10. November 30th, 2011 at 2:24 am

    Tat said,

    Does anyone know about or used the citicard that gives 1 point for every mile flown, dollar spent on any flight ticket including purchases for other persons? If so, is it a good deal and is there anything else outhere like that?

  11. December 2nd, 2011 at 8:56 am

    beachfan said,

    Isn’t the Starwood card 30k points now (for a limited time)?

  12. January 11th, 2012 at 4:25 pm

    Guest said,

    Looks like the 50,000 amex platinum sign up bonus is back on!! https://www304.americanexpress.com/personal-card-application/platinum-charge-card/43031-343-0-2C03E565B03A5B3D202109A65C2EA708F630B68437904BAA-10621?csi=platinum-charge-card/43031-343-0-2C03E565B03A5B3D202109A65C2EA708F630B68437904BAA-10621

  13. February 4th, 2012 at 11:14 pm

    Maher said,

    Darius, is the Amex personal platinum 50k a targeted or open offer?

  14. February 4th, 2012 at 11:17 pm

    Maher said,

    sorry i printed Darius by mistake, i meant @ Guest?

  15. February 5th, 2012 at 3:01 am

    lucky said,

    @ Maher — If you email me at onemileatatime@hotmail.com I can send you a referral for the 50,000 point sign-up bonus.

  16. April 14th, 2012 at 12:44 pm

    Kris Ziel said,

    If you are a United elite, you can get a 50k bonus for the Explorer Card. Once logged in on the United site, the ads on there were saying 60K instead of 40K, not sure how to get it now that there aren’t those ads.

  17. April 17th, 2012 at 10:12 am

    stacey said,

    Hi Lucky,

    Do you have referral links for the Hyatt and Priority Club cards? Do you recommend either of these?

    Thanks!

    Stacey

  18. April 26th, 2012 at 10:46 am

    jim said,

    seems like one day thing but just to let you know :)
    http://www262.americanexpress.com/landing-page/business-cards/sclp/bgold/pm0009/42983

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