How to find credit card Benefit Guides online

Anytime you get a new credit card, you’ll find that it comes with a small booklet usually titled “Guide to Benefits” with tiny print. These booklets typically detail the card’s purchase and travel protection benefits. Sometimes the booklets include additional benefits such as ID theft protection and concierge services. The booklets do not include a full list of all card benefits. Perks such as rewards from spend, free nights, companion certificates, waived fees, etc., aren’t usually found in these booklets. Still, if you need any of the benefits detailed in these guides, or if you want to know more about what’s covered, it’s useful to know how to find them online. In this post, you’ll find instructions for finding benefit guides online from many popular credit card issuers.

American Express

Unlike most other card issuers, Amex provides separate documents for each benefit. You do not need to log in to Amex to see a card’s benefits.

How to find Amex benefit guides

1. Start here: www.americanexpress.com/us/credit-cards/features-benefits/policies
2. Click on the benefit you’re interested in.
3. On the next page, find the specific Amex card of interest and click “View Benefit Guide”

Bank of America

I don’t know of a way to find Bank of America benefits guides online. However, here are the links to the guides for two popular cards:

• BOA Atmos Rewards Summit Visa Infinite
• BOA Premier Rewards Elite

Bilt

How to find Bilt benefit guides

Bilt’s benefit guides can be found at each of these links:

• Bilt Blue
• Bilt Obsidian 
• Bilt Palladium

Capital One

How to find Capital One benefit guides

Capital One makes it very easy to find its benefit guides online. Simply browse here and find a link that matches the card you’re interested in: www.capitalone.com/credit-cards/benefits-guide.

For Capital One Mastercards, cardholders can find additional benefit information by entering their card number here: priceless.com/capitalone.

Chase

How to find Chase benefits guides (cardholders)

Chase offers several ways for current cardholders to find benefit guides online. The easiest to explain is this one:

1. Start here: www.chasecardbenefits.com/guide-to-benefits
2. Enter your Chase card number
3. Click to view the guide in English or Spanish

How to find Chase benefits guides (non-cardholders)

If there’s a way for non-cardholders to find these guides from Chase’s website, I haven’t discovered it yet (if you know, please share!). Instead, I’ve downloaded guides for popular Chase cards and linked to them below:

• Chase consumer card benefit guides
  • Freedom Flex®
  • Freedom®, Freedom Unlimited®, Freedom Rise®, and Freedom Student
  • Sapphire Preferred®
  • Sapphire Reserve®
  • United Gateway℠
  • Visa Infinite
    • Ritz-Carlton
  • Visa Platinum and Visa Signature (BGC11398)
    • Marriott Bonvoy Boundless®
  • Visa Signature and Visa Platinum (BGC11362)
    • World of Hyatt
  • World Mastercard and World Elite Mastercard (BGC11364)
    • IHG One Rewards Select Credit Card
    • IHG One Rewards Premier Credit Card
• Chase business card benefit guides
  • Ink Visa Business and Visa Signature Business
    • Ink Business Cash®
    • Ink Business Unlimited®
    • Ink Cash®
    • Ink Business Capital®
  • Ink Plus®
  • United℠ Business
  • Visa Signature Business and Visa Business (BGC11374)
    • Southwest® Rapid Rewards® Premier Business
  • World Elite Mastercard for Business (BGC11397)
    • IHG Premier Business
  • Chase Visa Signature Business (BGC11396)
    • World of Hyatt Business

Citibank

How to find Citi benefits guides (cardholders)

Citi cardholders can easily find their benefit guides as follows:

1. Log in to citi.com
2. Go to Rewards and Offers… Card Benefits (or https://www.cardbenefits.citi.com/)
3. If you have multiple Citi cards, click “View my cards” to select the card of interest
4. Under “Quick links”, select “Guide to Protection Benefits”.

How to find Citi benefits guides (non-cardholders)

If there’s a way for non-cardholders to find these guides from Citi’s website, I haven’t discovered it yet (if you know, please share!). However, once a guide is found, the URL is public. I’ve shared links to guides for popular Citi cards below (please share additional links so that I can add to this list… but note that your comments will go into moderation due to including a hyperlink — I’ll try to clear them as soon as I can, but don’t be surprised if it takes a while):

• Thank You Rewards Cards
  • Custom Cash®
  • Double Cash®
  • Prestige
  • Strata℠
  • Strata Premier℠
  • Strata Elite℠
• American Airlines Cards
  • American Airlines AAdvantage® MileUp®
  • AAdvantage Business

US Bank

How to find US Bank benefit guides

US Bank makes it easy to find its benefit guides online:

1. Browse here: www.usbank.com/credit-cards/benefits
2. Find the card you’re interested in and click “View card benefits”
3. Scroll to the bottom of the benefits page and click “Guide to Benefits”.

Wells Fargo

How to find Wells Fargo benefit guides

Wells Fargo makes it easy to find its benefit guides online:

1. Browse here: cardbenefits.wf.com
2. Find the card you’re interested in and click “Select >“
3. Look for links to the “Guide to Benefits” in the resulting page’s footnotes (you can press Ctrl-F then enter “guide to benefits” to search for those links.)
4. Click any of the “Guide to Benefits” links to go to the card’s guide to benefits

The post How to find credit card Benefit Guides online appeared first on Frequent Miler. Frequent Miler may receive compensation from CHASE. American Express, Capital One, or other partners.